Maximise Your Retirement Income

You may be able to secure more favourable annuity terms if you meet certain medical or general lifestyle criteria. The lifestyle factors that are considered are smoking, alcohol consumption and high cholesterol. These enhancements can be significant, but you will be required to disclose some basic lifestyle and medical information. Recent analysis of those who have purchased annuities suggest that up to 50% of people approaching retirement could qualify for enhanced terms, with these terms increasing their retirement income by up to 40%.